Mortgage rates in the U.S. have seen dramatic highs and lows over the past six decades, shaped by inflation, economic policy, and global events. Here's a quick look at how average 30-year fixed rates have changed by decade: Average Rates by Decade 1960s – ~5.7%Stable and affordable, with rates gradually increasing from 5% to 6.5%. 1970s – ~8.3%Inflation pushed rates to double digits by...